Good credit shouldn't be a mystery or a miracle.
CreditBully helps you challenge inaccurate reporting, clean up your profile, and rebuild the score you actually deserve — using the same laws banks and bureaus are required to follow.
Law-driven, not guess-driven.
We use the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and related laws to demand accuracy and accountability from banks and bureaus.
Real humans, real strategy.
No auto-pilot dispute templates. We review your reports, your story, and your documents, then design a plan that matches your situation.
Transparent communication.
You'll always know what we're doing, what we're waiting on, and what we need from you — without legal jargon or scare tactics.
We focus on impact.
We prioritize the accounts and violations that have the biggest effect on your score, not just the easiest items to send letters about.
Typical client score improvement over time varies; results are not guaranteed.
Stay ahead of your credit.
Occasional tips on protecting your credit, understanding your rights, and preparing for big financial moves — no spam.