Built for people who are tired of feeling punished by their credit report.
CreditBully was created because we kept seeing good people held back by sloppy reporting, old mistakes that wouldn't go away, and systems that feel impossible to navigate. We decided to build something different: a credit advocacy team that speaks human, knows the law, and actually answers the phone.
Our mission
To get you approved for credit at the best rates possible.
Our Values
We're different from typical credit repair. We only charge you if we can actually help you. No upfront fees for hope, no lock-in before we've reviewed your situation. This is about helping people long term, not a quick fix or a one-size-fits-all promise.
Radical clarity
You should always know what's happening with your case, what we're doing next, and why. Unlike shops that keep you in the dark, we explain our process and your options in plain language so you can make informed decisions.
Respect for your time and story
You are more than a three-digit number. We treat your goals, timeline, and stress level like they matter because they truly do. We don't overpromise or pressure you. We work with your real life and your real story.
Evidence over hype
We rely on documentation, timelines, and statutes rather than wishful thinking or one-size-fits-all letters. That's why we only take your money when we have a real case and a real path forward, not when we're just guessing.
Long-term focus
We want you confident not only today but years from now, whether you're buying a home, starting a business, or simply sleeping better. Our goal is lasting results and lasting peace of mind, not a one-time fee and a handoff.
Our Founders
Bernis Berber
Founder & Vice President
Strategic operator and financial systems leader focused on turning messy credit reports into clear paths forward.
Kyle James
President & Founder
Seasoned credit expert dedicated to using the law, data, and relentless follow-through to protect consumers.