Built for people who are tired of feeling punished by their credit report.
CreditBully was created because we kept seeing good people held back by sloppy reporting, old mistakes that wouldn't go away, and systems that feel impossible to navigate. We decided to build something different: a credit advocacy team that speaks human, knows the law, and actually answers the phone.
Our mission
To get you approved for credit at the best rates possible.
Our Values
Radical clarity
You should always know what's happening with your case, what we're doing next, and why.
Respect for your time and story
You are more than a three-digit number. We treat your goals, timeline, and stress level like they matter — because they do.
Evidence over hype
We rely on documentation, timelines, and statutes — not wishful thinking or one-size-fits-all letters.
Long-term focus
We want you confident not only today but years from now, whether you're buying a home, starting a business, or simply sleeping better.
Our Founders
Bernis Berber
Founder & Vice President
Strategic operator and financial systems leader focused on turning messy credit reports into clear paths forward.
Kyle James
President & Founder
Seasoned credit expert dedicated to using the law, data, and relentless follow-through to protect consumers.