If you have been sued for a debt, start here

What this tab is for

The Being Sued tab is designed for anyone who has recently received:

• •A summons
• •A complaint
• •A notice of a lawsuit
• •Court documents from a debt buyer or collection agency

This includes companies such as:

• •Midland Credit Management
• •Portfolio Recovery Associates
• •LVNV Funding
• •Cavalry
• •Unifin
• •Any debt collection law firm

What to do when you open the tab

You will be asked to:

• 1.Enter basic information about the lawsuit.
• 2.Upload any documents you received.
• 3.Answer a few questions so we can verify details and deadlines.

Documents you should upload include

The more information you upload, the faster we can evaluate your case.

• •The summons
• •The complaint
• •Any exhibits
• •Letters or emails from the collector
• •Screenshots from your state court website
• •Proof of payments or disputes

Why this matters

Debt lawsuits have surged nationwide.

Most consumers do not realize:

• •Many lawsuits contain errors
• •Collectors often cannot prove ownership of the debt
• •Deadlines are strict, but defenses are available
• •Cases can be challenged, dismissed, or settled for far less
• •You have rights even if you believe you owe the debt

Our review helps determine whether the lawsuit has weaknesses that can be used in your favor.

What happens after you upload your documents?

Your case is reviewed and you will receive:

• •A breakdown of the lawsuit
• •Identification of any violations or inconsistencies
• •Your deadlines
• •Your next steps
• •Options for further help depending on your situation